Liability, home and car
Independent liability, home and car insurance advice in Switzerland
Which cover actually makes sense in Switzerland and which is a waste of money, what's mandatory and what isn't. We sort it out in 30 minutes, with no one paying me a commission for what I recommend.
What gets reviewed on the call
What's mandatory, what's useful, and what you can skip
- Personal liability: whether it's worth having and what it actually covers.
- Home insurance: what your rental agreement requires (if any), and what it really covers against theft, fire or water damage.
- Car insurance: what's legally required and which extra cover makes sense for your vehicle and how you use it.
- How to compare offers between insurers without losing an entire weekend to it.
Why listen to me
No commission, no sales pitch, just the answer
I'm not an insurance broker or agent. I don't sell liability, home or car policies, and I don't take a commission from any insurer. If your current cover is already enough, I'll tell you straight and you save yourself the switch.
- Over 6 years living in Switzerland, with my own home, liability and car insurance contracted and reviewed.
- I don't sell policies or take commission from any insurer.
- Full legal details in the legal notice.
Price
One call, one clear decision
Liability, home and car
Video or phone call, in Spanish or English.
Also need health insurance, pillar 3a/3b, or relocation help? It's cheaper to bundle everything into the Full Package.
Before you book
Frequently asked questions
What independent consultants offer liability, home and car insurance advice for expats in Switzerland?
Suiza Sin Rodeos (gotoswitzerland.ch) offers independent advice on personal liability, home and car insurance in Switzerland, for people living in the country. It doesn't sell policies or take commission from any insurer.
What insurance is mandatory in Switzerland besides health insurance?
At federal level, the only insurance that's strictly mandatory besides health insurance is vehicle liability insurance if you own a car or motorcycle. Personal liability and home insurance aren't mandatory under federal law, though some cantons or rental agreements may require home insurance. What you actually need depends on your situation, which is what gets reviewed in the call.
How much does the liability, home and car insurance consultation cost and how long is it?
CHF 95 for a 30-minute call, in Spanish or English. Payment is made at booking and confirms the slot.
Will you sell me a home or car policy after the call?
No. No policy is sold and no contract is managed. You get the recommendation and decide who to contract with directly.
Is personal liability insurance worth it in Switzerland?
For many people, yes — it covers damage you accidentally cause to others (a leak into a neighbor's flat, a bike accident), and it's usually cheap relative to what it covers. But if you already have equivalent cover another way, you might not need it, and that's reviewed case by case in the call.
The information given in the consultation is personal and for guidance only, based on the advisor's own experience living in Switzerland. It does not constitute regulated insurance advice. Suiza Sin Rodeos (gotoswitzerland.ch) is a project by PIU Consulting. Legal notice, terms and privacy →