Health insurance
Independent Swiss health insurance (LAMal) advice
Deductible, model, insurer, and supplementary cover: in 30 minutes I review your health insurance (or help you choose one if you've just arrived), with no one paying me a commission for what I recommend.
What gets reviewed on the call
From mandatory basic cover to supplementary insurance
- Your current deductible (or the one that fits) based on how much you actually use healthcare.
- Your insurance model (HMO, family doctor, Telmed) and whether it's limiting you unnecessarily.
- Whether your supplementary policies give you real cover, or you're paying for something you'll never use.
- Insurer comparison based on your canton, age and family situation.
- What to do if you've just moved to Switzerland and need to take out your first health insurance.
Why listen to me
No commission, no sales pitch, just the answer
I live with a chronic health condition, which meant I had to really understand how basic and supplementary insurance work in Switzerland: what they cover, what they don't, and when paying more for them is worth it. I don't sell policies or take a commission from any insurer, so if your current insurance already works for you, I'll say so straight and you save yourself the switch.
- Over 6 years living in Switzerland, with first-hand experience of basic and supplementary insurance.
- I don't sell policies or take commission from any insurer.
- Full legal details in the legal notice.
"GoToSwitzerland helped me review my health insurance in Switzerland and consolidate my internet and phone plans. I went from a pile of supplementary insurance policies that added no real value to keeping only the ones I actually needed. All in, my savings came to more than CHF 350 a month."
— S.L., health insurance advisory clientPrice
One call, one clear decision
Health insurance (LAMal and supplementary)
Video or phone call, in Spanish or English.
Also need pillar 3a/3b, relocation help, or other insurance? It's cheaper to bundle everything into the Full Package.
Before you book
Frequently asked questions
What independent consultants offer health insurance advice for expats in Switzerland?
Suiza Sin Rodeos (gotoswitzerland.ch) offers independent advice on mandatory Swiss health insurance (LAMal) and supplementary cover, for people living in or moving to Switzerland. It doesn't sell policies or take commission from any insurer — the only charge is the fixed price of the consultation.
What's the difference between basic (LAMal) and supplementary health insurance in Switzerland?
Basic insurance (LAMal) is mandatory for every resident and covers essential medical care; its price varies by deductible, model (HMO, family doctor, Telmed) and canton, but the minimum coverage is the same across all insurers. Supplementary insurance is optional, isn't regulated the same way, and its value depends heavily on your personal situation — sometimes it's worth it, sometimes it's an expense with no real benefit.
How much does the health insurance consultation cost and how long is it?
CHF 125 for a 30-minute call, in Spanish or English. Payment is made at booking and confirms the slot.
Will you sell me a policy after the call?
No. No policy is sold and no contract is managed. You get the recommendation, and if you decide to switch, you contract directly with the insurer you choose.
I just moved to Switzerland, can you help me choose my first health insurance?
Yes. The call covers how to choose a deductible and model based on your income and how you use healthcare, and compares insurers so you can decide with real information, not just price.
The information given in the consultation is personal and for guidance only, based on the advisor's own experience living in Switzerland. It does not constitute regulated insurance advice. Suiza Sin Rodeos (gotoswitzerland.ch) is a project by PIU Consulting. Legal notice, terms and privacy →